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car insurance claim process in ontario canada
whats an insurance deductible
does insurance cover cracked windshield Ontario

Tips and Advice – Topics

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Uninsured Motorist Coverage

Learn how coverage will be applied to an auto claim where the other vehicle is uninsured

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Direct Compensation Property Damage

Learn what the “no-fault” portion of your auto policy covers

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Accident Benefits

Injured in an auto accident in Ontario? This is your full guide!

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Liability Coverage

For causing damages or injuries while in the use or operation of your vehicle

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Collision Coverage

Collison coverage is an optional loss which covers certain accidents.

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Comprehensive Coverage

Collison coverage is an optional loss which covers certain accidents.

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A complete list of Ontario Policy Change Forms

DUI insurance Ontario

DUI Insurance in Ontario

If you’re looking to get car insurance after a DUI this is the guide for you!

OPCF 43 - Waiver of Depreciation Endorsement - Replacement cost

OPCF 43/43A – Replacement Cost

The OPCF 43/43A provides replacement cost coverage for new vehicles.

car insurance for new drivers in Ontario: G1 and G2

Car Insurance for New Drivers

Car insurance for new drivers to Ontario. G1, G2 and Newcomer auto insurance guide.

OPCF 5 Permission to rent or lease

OPCF 5 Endorsement

Learn the meaning, definition and how the OPCF 5 endorsement works.

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Hail Damage to Vehicles

A complete guide to hail insurance coverage for vehicles in Ontario

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Claiming for a Cracked Windshield?

Find out if it’s worth it!

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Auto Proof of Loss Form Guide.

A guide to assist you in completing an auto proof of loss form.

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Late on your Car Insurance Payment?

Find out what happens when you’re late or miss your car insurance payment in Ontario.

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Auto Claim Insurance Process

Know what to expect from your auto insurance claim.

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Driving without Insurance in Ontario

Driving without insurance is a serious offence. Don’t let this happen to you!

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Car Insurance Reinstatement in Ontario.

Reinstate your auto insurance in Ontario. Know the rules and guidelines!


Ontario Fault Determination Rules

Car accident rules for auto accidents in Ontario—a complete guide with videos.

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Auto Insurance Lapses and Suspensions

If your car insurance has been lapsed or suspended this guide is for you.

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Does car insurance cover theft?

Find out if theft or attempted vehicle theft is covered under your auto policy.


Do speeding tickets affect car insurance?

Find out if theft or attempted vehicle theft is covered under your auto policy.

Tips and Advice 1

What’s No-Fault Auto Insurance?

Your guide to Ontario No-Fault auto insurance.

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Who can drive my car under my insurance?

Be careful of who you lend your vehicle to!

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Who’s At-Fault in a Parking Lot Accident in Ontario?

Learn which rules insurance adjusters use to designate fault in parking lot accidents.

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Do you need rental car insurance coverage?

Whether renting a vehicle for an insurance claim or vacationing purposes, this guide is for you.

do parking tickets affect car insurance in Ontario

Do Parking Tickets Affect Insurance?

Get the right answer to this long-aged question.

whats an insurance deductible

What’s an Insurance Deductible?

Helpful guide with definitions, explanations and examples.


What to do if your insurance gets cancelled.

Your guide to car insurance cancellation.